HOA Liens and Foreclosure in District of Columbia
Whether a homeowners or condo association can foreclose on its lien for unpaid dues in District of Columbia, and the limits.
Short answer: Yes, for condominiums. A condo unit owners' association may foreclose its assessment lien using a power of sale, unless the condominium documents expressly prohibit it. D.C. Code § 42-1903.13
| HOA liens and foreclosure | Yes, for condominiums. A condo unit owners' association may foreclose its assessment lien using a power of sale, unless the condominium documents expressly prohibit it. The sale cannot be held until at least 31 days after a "Notice of Foreclosure Sale of Condominium Unit for Assessments Due" is recorded and sent to the owner by tracked delivery and first-class mail; the notice must state the past-due amount and whether the sale is for the 6-month priority lien (not subject to the first mortgage) or for more (subject to the first mortgage). The owner may cure at any time before the sale by paying the past-due assessments plus late charges or interest and reasonable attorney's fees and costs. Re-verified 2026-10-27. Source: D.C. Code § 42-1903.13 |
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More District of Columbia foreclosure & homeowner law
- How Foreclosure Works in District of Columbia
- Redemption and Deficiency Judgments in District of Columbia
- Getting Your Home Back After a Tax Sale in District of Columbia
- All District of Columbia foreclosure & homeowner law rules
FAQ
Can an HOA foreclose on your home in District of Columbia?
Yes, for condominiums. A condo unit owners' association may foreclose its assessment lien using a power of sale, unless the condominium documents expressly prohibit it. The sale cannot be held until at least 31 days after a "Notice of Foreclosure Sale of Condominium Unit for Assessments Due" is recorded and sent to the owner by tracked delivery and first-class mail; the notice must state the past-due amount and whether the sale is for the 6-month priority lien (not subject to the first mortgage) or for more (subject to the first mortgage). The owner may cure at any time before the sale by paying the past-due assessments plus late charges or interest and reasonable attorney's fees and costs.
General legal information, not legal advice. Laws change and local rules can differ; check the linked official source or talk to a lawyer about your situation.