HOA Liens and Foreclosure in Ohio
Whether a homeowners or condo association can foreclose on its lien for unpaid dues in Ohio, and the limits.
Short answer: Yes, for condominiums. A condominium unit owners association has a lien on a unit for unpaid common expenses (and, if authorized, interest, late fees, enforcement assessments and collection and attorney's fees) that remain unpaid 10 days after coming due. Ohio Rev. Code § 5311.18
| HOA liens and foreclosure | Yes, for condominiums. A condominium unit owners association has a lien on a unit for unpaid common expenses (and, if authorized, interest, late fees, enforcement assessments and collection and attorney's fees) that remain unpaid 10 days after coming due. The lien takes effect when a certificate of lien is recorded, and it may be foreclosed in the same manner as a mortgage, in a court action authorized by the association's board. During the foreclosure, the owner must pay a reasonable rental, which a court-appointed receiver may collect, and the association may bid at the sale. Planned community (non-condominium HOA) liens under Ohio Rev. Source: Ohio Rev. Code § 5311.18 |
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More Ohio foreclosure & homeowner law
- How Foreclosure Works in Ohio
- Redemption and Deficiency Judgments in Ohio
- Getting Your Home Back After a Tax Sale in Ohio
- All Ohio foreclosure & homeowner law rules
FAQ
Can an HOA foreclose on your home in Ohio?
Yes, for condominiums. A condominium unit owners association has a lien on a unit for unpaid common expenses (and, if authorized, interest, late fees, enforcement assessments and collection and attorney's fees) that remain unpaid 10 days after coming due. The lien takes effect when a certificate of lien is recorded, and it may be foreclosed in the same manner as a mortgage, in a court action authorized by the association's board. During the foreclosure, the owner must pay a reasonable rental, which a court-appointed receiver may collect, and the association may bid at the sale.
General legal information, not legal advice. Laws change and local rules can differ; check the linked official source or talk to a lawyer about your situation.