Car Accident Claims in Arizona
Minimum car insurance in Arizona, whether the state is no-fault, how fault is shared, and the deadline to sue after a crash.
Short answer: A driver in a crash that injures or kills someone must notify police immediately, by the quickest means available (oral or written): the local police department if inside a city or town, the county sheriff, or the nearest highway patrol office. A.R.S. § 28-666
| Reporting a crash to police | A driver in a crash that injures or kills someone must notify police immediately, by the quickest means available (oral or written): the local police department if inside a city or town, the county sheriff, or the nearest highway patrol office. The statute's notice duty is tied to injury or death; it does not set a property-damage dollar threshold for drivers. Re-verified 2026-10-27. Source: A.R.S. § 28-666 |
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| Crash report to the DMV | Arizona's written crash report is completed by the investigating officer. Officers must complete a full written report for crashes with injury, death, a citation, or property damage over $2,000 (a shorter partial report for $2,000 or less), within 24 hours after finishing the investigation, and the agency forwards a copy to the Arizona Department of Transportation. This section describes the officer's report. Re-verified 2026-10-27. Source: A.R.S. § 28-667 |
| Leaving the scene (hit and run) | A driver in a crash on public or private property must stop at or as close to the scene as possible, stay until giving name, address and vehicle registration number, show a driver license on request, and give reasonable help to anyone hurt (including arranging transport for medical treatment). Hitting an unattended vehicle requires stopping and finding the owner or leaving a written note. Failing to stop after a crash causing death or serious injury is a class 3 felony (class 2 if the driver caused the crash); after other injury, a class 5 felony; after damage only to an attended vehicle, a class 1 misdemeanor. Failing to give aid is a class 6 felony. License revocation also applies: 5 years for serious injury and 10 years for death (28-661), and 3 years for other injury. Damage-only and information/aid duties: https://www.azleg.gov/ars/28/00662.htm and https://www.azleg.gov/ars/28/00663.htm. Re-verified 2026-10-27. |
| Minimum car insurance | For policies issued or renewed on or after July 1, 2020, minimum liability limits are $25,000 for injury or death of one person, $50,000 for injury or death of two or more people in one accident, and $15,000 for property damage (25/50/15). Re-verified 2026-10-27. Source: Ariz. Rev. Stat. § 28-4009 |
| Fault rule (comparative negligence) | Pure comparative negligence. If the jury finds the injured person was partly at fault, the claim is not barred, but damages are reduced in proportion to that person's share of fault. A claimant who intentionally, willfully or wantonly caused or contributed to the injury does not get the benefit of comparative negligence. Re-verified 2026-10-27. Source: Ariz. Rev. Stat. § 12-2505 |
| Deadline to sue for an injury | A personal injury lawsuit must be filed within two years after the cause of action accrues. Claims for false imprisonment, libel or slander have one year. For someone under 18 or of unsound mind when the claim accrues, the time generally does not run until the disability ends. Re-verified 2026-10-27. |
| Deadline to sue for property damage | A lawsuit for trespass causing injury to another's property, or for taking, detaining or converting personal property, must be filed within two years after the cause of action accrues. Re-verified 2026-10-27. Source: Ariz. Rev. Stat. § 12-542(3)-(5) |
More Arizona personal injury & wrongful death
- Deadlines to File an Injury Lawsuit in Arizona
- Wrongful Death Lawsuits in Arizona
- Medical Malpractice Rules in Arizona
- Dog Bite Liability in Arizona
- Motorcycle Accident Claims in Arizona
- Pedestrian Accident Claims in Arizona
- Bicycle Accident Claims in Arizona
- Uber and Lyft Accident Claims in Arizona
- Construction Site Injuries in Arizona
- All Arizona personal injury & wrongful death rules
FAQ
When do you have to report a car accident to the police in Arizona?
A driver in a crash that injures or kills someone must notify police immediately, by the quickest means available (oral or written): the local police department if inside a city or town, the county sheriff, or the nearest highway patrol office.
Do you have to report a car accident to the DMV in Arizona?
Arizona's written crash report is completed by the investigating officer. Officers must complete a full written report for crashes with injury, death, a citation, or property damage over $2,000 (a shorter partial report for $2,000 or less), within 24 hours after finishing the investigation, and the agency forwards a copy to the Arizona Department of Transportation.
What are your duties after a car accident in Arizona?
A driver in a crash on public or private property must stop at or as close to the scene as possible, stay until giving name, address and vehicle registration number, show a driver license on request, and give reasonable help to anyone hurt (including arranging transport for medical treatment). Hitting an unattended vehicle requires stopping and finding the owner or leaving a written note. Failing to stop after a crash causing death or serious injury is a class 3 felony (class 2 if the driver caused the crash); after other injury, a class 5 felony; after damage only to an attended vehicle, a class 1 misdemeanor. Failing to give aid is a class 6 felony.
What is the minimum car insurance required in Arizona?
For policies issued or renewed on or after July 1, 2020, minimum liability limits are $25,000 for injury or death of one person, $50,000 for injury or death of two or more people in one accident, and $15,000 for property damage (25/50/15).
Can you recover damages if you were partly at fault in Arizona?
Pure comparative negligence. If the jury finds the injured person was partly at fault, the claim is not barred, but damages are reduced in proportion to that person's share of fault. A claimant who intentionally, willfully or wantonly caused or contributed to the injury does not get the benefit of comparative negligence.
What is the statute of limitations for personal injury in Arizona?
A personal injury lawsuit must be filed within two years after the cause of action accrues. Claims for false imprisonment, libel or slander have one year. For someone under 18 or of unsound mind when the claim accrues, the time generally does not run until the disability ends.
How long do you have to sue for property damage in Arizona?
A lawsuit for trespass causing injury to another's property, or for taking, detaining or converting personal property, must be filed within two years after the cause of action accrues.
General legal information, not legal advice. Laws change and local rules can differ; check the linked official source or talk to a lawyer about your situation.