Uber and Lyft Accident Claims in Arizona

Uber/Lyft insurance: while a transportation network company (TNC) driver is logged on to the app but not providing services, the driver, the TNC or both must provide primary liability insurance of $25,000 for injury or death of one person, $50,000 for two or more persons, and $20,000 for property damage per accident. While providing transportation network services, they must maintain primary commercial liability insurance of at least $250,000 per incident, or at least $1,000,000 per incident when a passenger is in the vehicle, plus primary commercial uninsured motorist coverage of the greater of $25,000 per person and $75,000 per incident or the state minimum liability limits.

For policies issued or renewed on or after July 1, 2020, minimum liability limits are $25,000 for injury or death of one person, $50,000 for injury or death of two or more people in one accident, and $15,000 for property damage (25/50/15).

Pure comparative negligence. If the jury finds the injured person was partly at fault, the claim is not barred, but damages are reduced in proportion to that person's share of fault. A claimant who intentionally, willfully or wantonly caused or contributed to the injury does not get the benefit of comparative negligence.

A personal injury lawsuit must be filed within two years after the cause of action accrues. Claims for false imprisonment, libel or slander have one year. For someone under 18 or of unsound mind when the claim accrues, the time generally does not run until the disability ends.