Uber and Lyft Accident Claims in California
The insurance California requires for Uber and Lyft drivers before and during a ride, how fault is shared, and the deadline to sue.
Short answer: Uber/Lyft insurance: according to the California Public Utilities Commission, while the app is open and the driver is waiting for a match (Period 1), primary insurance of at least $50,000 per person and $100,000 per incident for death and personal injury and $30,000 for property damage… California Public Utilities Commission, Insurance Requirements for TNCs
| Uber and Lyft insurance | Uber/Lyft insurance: according to the California Public Utilities Commission, while the app is open and the driver is waiting for a match (Period 1), primary insurance of at least $50,000 per person and $100,000 per incident for death and personal injury and $30,000 for property damage is required, plus at least $200,000 per occurrence of excess coverage. From accepting a ride through the end of the trip (Periods 2 and 3), primary commercial insurance of $1,000,000 is required. Coverage may be maintained by the driver, the TNC or a combination. |
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| Minimum car insurance | Minimum liability insurance is $30,000 for injury or death to one person, $60,000 for injury or death to more than one person, and $15,000 for property damage (30/60/15). Low-income drivers may qualify for the California Low Cost Automobile Insurance Program. |
| Deadline to sue for an injury | A lawsuit for injury to a person (for example, accidents, assault, battery, or negligent or intentional infliction of emotional distress) must generally be filed within 2 years from the date of the injury. If the injury was not discovered right away, the time generally starts when it was discovered or should reasonably have been discovered. |
More California personal injury & wrongful death
- Deadlines to File an Injury Lawsuit in California
- Wrongful Death Lawsuits in California
- Medical Malpractice Rules in California
- Car Accident Claims in California
- Dog Bite Liability in California
- Slip, Trip and Fall Injuries in California
- Sidewalk and Public Property Falls in California
- Motorcycle Accident Claims in California
- Pedestrian Accident Claims in California
- Bicycle Accident Claims in California
- All California personal injury & wrongful death rules
FAQ
What insurance must Uber and Lyft drivers have in California?
Uber/Lyft insurance: according to the California Public Utilities Commission, while the app is open and the driver is waiting for a match (Period 1), primary insurance of at least $50,000 per person and $100,000 per incident for death and personal injury and $30,000 for property damage is required, plus at least $200,000 per occurrence of excess coverage. From accepting a ride through the end of the trip (Periods 2 and 3), primary commercial insurance of $1,000,000 is required. Coverage may be maintained by the driver, the TNC or a combination.
What is the minimum car insurance required in California?
Minimum liability insurance is $30,000 for injury or death to one person, $60,000 for injury or death to more than one person, and $15,000 for property damage (30/60/15). Low-income drivers may qualify for the California Low Cost Automobile Insurance Program.
What is the statute of limitations for personal injury in California?
A lawsuit for injury to a person (for example, accidents, assault, battery, or negligent or intentional infliction of emotional distress) must generally be filed within 2 years from the date of the injury. If the injury was not discovered right away, the time generally starts when it was discovered or should reasonably have been discovered.
General legal information, not legal advice. Laws change and local rules can differ; check the linked official source or talk to a lawyer about your situation.