Car Accident Claims in District of Columbia
Minimum car insurance in District of Columbia, whether the state is no-fault, how fault is shared, and the deadline to sue after a crash.
Short answer: A driver who knows or has reason to believe their vehicle was in a collision must stop immediately. If someone is injured, the driver must call (or have someone call) 911 or an ambulance if needed, stay until police arrive, and give identifying information to police and the injured person. D.C. Code § 50-2201.05c(a)
| Reporting a crash to police | A driver who knows or has reason to believe their vehicle was in a collision must stop immediately. If someone is injured, the driver must call (or have someone call) 911 or an ambulance if needed, stay until police arrive, and give identifying information to police and the injured person. If another person's property is damaged or a domestic animal is hurt and the owner is not present, the driver must give identifying information and the location to police or 911. If property or an animal left by the collision poses a risk to others, the driver must call 911 and describe the risk. D.C. Code § 50-2201.05c does not set a property-damage dollar threshold. Re-verified 2026-10-27. Source: D.C. Code § 50-2201.05c(a) |
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| Crash report to the DMV | The D.C. Code subchapter that once required drivers to file accident reports (D.C. Code §§ 50-1301.10 to 50-1301.15) has been repealed. No current driver-filed crash report requirement to the DC DMV was found in the D.C. Code. Crash reports in DC are prepared by the Metropolitan Police Department; Re-verified 2026-10-27. |
| Leaving the scene (hit and run) | A driver who knows or has reason to believe they were in a collision must stop and meet the duties above: for injuries, call for emergency help if necessary, stay until police arrive, and identify themselves; for damage to another's property or injury to a domestic animal, give identifying information to the owner (or to police/911 if the owner is absent). Being intoxicated, distracted, or not at fault is not a defense. Leaving an injury collision: up to 180 days in jail and/or a fine (up to 1 year for a repeat offense). Leaving a property or animal collision: up to 30 days and/or a fine (up to 90 days for a repeat offense). Fines are set by D.C. Code § 22-3571.01. It is a defense if the driver reasonably believed staying was unsafe and called 911 or police as soon as it was safe, gave identifying information and a description, and followed instructions. Re-verified 2026-10-27. Source: D.C. Code § 50-2201.05c |
| Minimum car insurance | Drivers must carry at least $25,000 per person and $50,000 per accident in bodily injury liability coverage and $10,000 in property damage liability coverage (25/50/10), plus uninsured motorist coverage of $25,000/$50,000 for injury and $5,000 for property damage ($200 deductible). D.C. is an optional no-fault jurisdiction: insurers must offer personal injury protection (PIP), with medical benefits of at least $50,000, paid regardless of fault. A person who elects PIP benefits (within 60 days of the accident) may sue the at-fault driver only for serious injuries (such as substantial permanent scarring or impairment, or inability to perform daily activities for more than 180 days) or when medical expenses or work loss exceed the PIP benefits. Survivors may still sue for a death. The D.C. Code shows pending amendments to § 31-2406 by D.C. Re-verified 2026-10-27. |
| Fault rule (comparative negligence) | Under the Motor Vehicle Collision Recovery Act, a pedestrian or "vulnerable user" (such as a cyclist or scooter, skateboard or motorcycle rider) hit by a motor vehicle or another vulnerable user is not barred from recovering because of his or her own negligence, unless that negligence was a proximate cause of the injury and greater than the combined negligence of all defendants. This statute covers only collisions involving pedestrians and vulnerable users. Re-verified 2026-10-27. |
| Deadline to sue for an injury | D.C. has no separate deadline that names personal injury; negligence-based injury claims fall under the general 3-year period for actions not otherwise specifically covered. Claims for assault, battery, libel, slander, false arrest or false imprisonment have 1 year. Which category applies to a particular injury claim can depend on how the claim is classified. Re-verified 2026-10-27. Source: D.C. Code § 12-301(a)(4), (8) |
| Deadline to sue for property damage | A lawsuit for damage to real or personal property, or to recover personal property or damages for holding it unlawfully, must be filed within 3 years after the right to sue accrues. Re-verified 2026-10-27. Source: D.C. Code § 12-301(a)(2), (3) |
More District of Columbia personal injury & wrongful death
- Deadlines to File an Injury Lawsuit in District of Columbia
- Wrongful Death Lawsuits in District of Columbia
- Medical Malpractice Rules in District of Columbia
- Dog Bite Liability in District of Columbia
- Pedestrian Accident Claims in District of Columbia
- Bicycle Accident Claims in District of Columbia
- Uber and Lyft Accident Claims in District of Columbia
- Construction Site Injuries in District of Columbia
- All District of Columbia personal injury & wrongful death rules
FAQ
When do you have to report a car accident to the police in District of Columbia?
A driver who knows or has reason to believe their vehicle was in a collision must stop immediately. If someone is injured, the driver must call (or have someone call) 911 or an ambulance if needed, stay until police arrive, and give identifying information to police and the injured person. If another person's property is damaged or a domestic animal is hurt and the owner is not present, the driver must give identifying information and the location to police or 911. If property or an animal left by the collision poses a risk to others, the driver must call 911 and describe the risk.
Do you have to report a car accident to the DMV in District of Columbia?
The D.C. Code subchapter that once required drivers to file accident reports (D.C. Code §§ 50-1301.10 to 50-1301.15) has been repealed. No current driver-filed crash report requirement to the DC DMV was found in the D.C. Code.
What are your duties after a car accident in District of Columbia?
A driver who knows or has reason to believe they were in a collision must stop and meet the duties above: for injuries, call for emergency help if necessary, stay until police arrive, and identify themselves; for damage to another's property or injury to a domestic animal, give identifying information to the owner (or to police/911 if the owner is absent). Being intoxicated, distracted, or not at fault is not a defense. Leaving an injury collision: up to 180 days in jail and/or a fine (up to 1 year for a repeat offense). Leaving a property or animal collision: up to 30 days and/or a fine (up to 90 days for a repeat offense). Fines are set by D.C. Code § 22-3571.01.
What is the minimum car insurance required in District of Columbia?
Drivers must carry at least $25,000 per person and $50,000 per accident in bodily injury liability coverage and $10,000 in property damage liability coverage (25/50/10), plus uninsured motorist coverage of $25,000/$50,000 for injury and $5,000 for property damage ($200 deductible). D.C. is an optional no-fault jurisdiction: insurers must offer personal injury protection (PIP), with medical benefits of at least $50,000, paid regardless of fault. A person who elects PIP benefits (within 60 days of the accident) may sue the at-fault driver only for serious injuries (such as substantial permanent scarring or impairment, or inability to perform daily activities for more than 180 days) or when medical expenses or work loss exceed the PIP benefits. Survivors may still sue for a death.
Can you recover damages if you were partly at fault in District of Columbia?
Under the Motor Vehicle Collision Recovery Act, a pedestrian or "vulnerable user" (such as a cyclist or scooter, skateboard or motorcycle rider) hit by a motor vehicle or another vulnerable user is not barred from recovering because of his or her own negligence, unless that negligence was a proximate cause of the injury and greater than the combined negligence of all defendants.
What is the statute of limitations for personal injury in District of Columbia?
D.C. has no separate deadline that names personal injury; negligence-based injury claims fall under the general 3-year period for actions not otherwise specifically covered. Claims for assault, battery, libel, slander, false arrest or false imprisonment have 1 year.
How long do you have to sue for property damage in District of Columbia?
A lawsuit for damage to real or personal property, or to recover personal property or damages for holding it unlawfully, must be filed within 3 years after the right to sue accrues.
General legal information, not legal advice. Laws change and local rules can differ; check the linked official source or talk to a lawyer about your situation.