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Truck Accident Claims in Florida

The safety and insurance rules for trucks in Florida, how fault is shared, any limits on damages, and the deadline to sue.

Short answer: Florida applies the federal motor carrier safety regulations (49 C.F.R. parts 382-386 and 390-397) to owners and drivers of commercial motor vehicles in interstate commerce, and to intrastate carriers as those rules existed on December 31, 2023, with state exceptions; Fla. Stat. §§ 316.302(1), (2); 627.7415

Truck safety and insurance rulesFlorida applies the federal motor carrier safety regulations (49 C.F.R. parts 382-386 and 390-397) to owners and drivers of commercial motor vehicles in interstate commerce, and to intrastate carriers as those rules existed on December 31, 2023, with state exceptions; for example, intrastate drivers not hauling placarded hazardous materials may drive up to 12 hours after 10 hours off duty and are subject to a 70-hour/7-day or 80-hour/8-day limit. Commercial motor vehicles must carry combined bodily injury and property damage liability of at least $50,000 (26,000 to under 35,000 lbs.), $100,000 (35,000 to under 44,000 lbs.) or $300,000 (44,000 lbs. or more) per occurrence, and vehicles subject to federal financial-responsibility rules must carry the federal minimums (49 C.F.R. part 387).
Fault rule (comparative negligence)Modified comparative fault (51% bar). In negligence cases, an injured person's own fault reduces the damages proportionately, but a person found more than 50% at fault for his or her own harm recovers nothing. This bar does not apply to personal injury or wrongful death claims for medical negligence, where pure comparative fault applies. Each defendant generally pays only its own percentage of fault.
Deadline to sue for an injuryA lawsuit founded on negligence (such as most car-accident and slip-and-fall injury claims) must be filed within 2 years. Claims for assault, battery, false imprisonment and other intentional torts have 4 years, as do product-related injury claims.
The 2-year negligence period was shortened from 4 years by 2023 legislation; claims that accrued earlier may be governed by the prior law.

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FAQ

What safety and insurance rules apply to trucks in Florida?
Florida applies the federal motor carrier safety regulations (49 C.F.R. parts 382-386 and 390-397) to owners and drivers of commercial motor vehicles in interstate commerce, and to intrastate carriers as those rules existed on December 31, 2023, with state exceptions; for example, intrastate drivers not hauling placarded hazardous materials may drive up to 12 hours after 10 hours off duty and are subject to a 70-hour/7-day or 80-hour/8-day limit. Commercial motor vehicles must carry combined bodily injury and property damage liability of at least $50,000 (26,000 to under 35,000 lbs.), $100,000 (35,000 to under 44,000 lbs.) or $300,000 (44,000 lbs. or more) per occurrence, and vehicles subject to federal financial-responsibility rules must carry the federal minimums (49 C.F.R. part 387).
Can you recover damages if you were partly at fault in Florida?
Modified comparative fault (51% bar). In negligence cases, an injured person's own fault reduces the damages proportionately, but a person found more than 50% at fault for his or her own harm recovers nothing. This bar does not apply to personal injury or wrongful death claims for medical negligence, where pure comparative fault applies. Each defendant generally pays only its own percentage of fault.
What is the statute of limitations for personal injury in Florida?
A lawsuit founded on negligence (such as most car-accident and slip-and-fall injury claims) must be filed within 2 years. Claims for assault, battery, false imprisonment and other intentional torts have 4 years, as do product-related injury claims.

General legal information, not legal advice. Laws change and local rules can differ; check the linked official source or talk to a lawyer about your situation.