Uber and Lyft Accident Claims in Nebraska
The insurance Nebraska requires for Uber and Lyft drivers before and during a ride, how fault is shared, and the deadline to sue.
Short answer: While the app is open and the driver is available but has not accepted a ride, primary coverage of at least $25,000 per person and $50,000 per incident for death and injury and $25,000 for property damage is required, plus uninsured motorist coverage. Neb. Rev. Stat. §§ 75-333, 75-334
| Uber and Lyft insurance | While the app is open and the driver is available but has not accepted a ride, primary coverage of at least $25,000 per person and $50,000 per incident for death and injury and $25,000 for property damage is required, plus uninsured motorist coverage. From ride acceptance (the engaged stage) through the passengers-on-board stage, primary liability coverage of at least $1,000,000 for death, personal injury and property damage is required, plus uninsured and underinsured motorist coverage for the driver and passengers. Coverage may be maintained by the driver, the company or both, and the insurer must defend and indemnify. App-open stage: https://nebraskalegislature.gov/laws/statutes.php?statute=75-334 |
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| Minimum car insurance | An owner may not allow a vehicle to be operated on a public highway without a current automobile liability policy or proof of financial responsibility. A qualifying policy must cover at least $25,000 per person and $50,000 per accident for bodily injury and $25,000 for property damage. Mandatory coverage: https://nebraskalegislature.gov/laws/statutes.php?statute=60-3,167 |
| Fault rule (comparative negligence) | Modified comparative negligence (50% bar). The injured person's contributory negligence reduces damages proportionately but does not bar recovery, unless it is equal to or greater than the total negligence of all persons being sued, in which case recovery is completely barred. The jury must be told the effect of its allocation. Source: Neb. Rev. Stat. § 25-21,185.09 |
| Deadline to sue for an injury | Four years for an action for injury to the rights of the plaintiff not arising on contract and not otherwise listed, which covers most negligence personal injury claims. Some claims have different periods under other sections (for example, professional negligence and wrongful death, two years). Source: Neb. Rev. Stat. § 25-207(3) |
More Nebraska personal injury & wrongful death
- Deadlines to File an Injury Lawsuit in Nebraska
- Wrongful Death Lawsuits in Nebraska
- Medical Malpractice Rules in Nebraska
- Car Accident Claims in Nebraska
- Dog Bite Liability in Nebraska
- Sidewalk and Public Property Falls in Nebraska
- Motorcycle Accident Claims in Nebraska
- Pedestrian Accident Claims in Nebraska
- Bicycle Accident Claims in Nebraska
- Truck Accident Claims in Nebraska
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- All Nebraska personal injury & wrongful death rules
FAQ
What insurance must Uber and Lyft drivers have in Nebraska?
While the app is open and the driver is available but has not accepted a ride, primary coverage of at least $25,000 per person and $50,000 per incident for death and injury and $25,000 for property damage is required, plus uninsured motorist coverage. From ride acceptance (the engaged stage) through the passengers-on-board stage, primary liability coverage of at least $1,000,000 for death, personal injury and property damage is required, plus uninsured and underinsured motorist coverage for the driver and passengers. Coverage may be maintained by the driver, the company or both, and the insurer must defend and indemnify.
What is the minimum car insurance required in Nebraska?
An owner may not allow a vehicle to be operated on a public highway without a current automobile liability policy or proof of financial responsibility. A qualifying policy must cover at least $25,000 per person and $50,000 per accident for bodily injury and $25,000 for property damage.
Can you recover damages if you were partly at fault in Nebraska?
Modified comparative negligence (50% bar). The injured person's contributory negligence reduces damages proportionately but does not bar recovery, unless it is equal to or greater than the total negligence of all persons being sued, in which case recovery is completely barred. The jury must be told the effect of its allocation.
What is the statute of limitations for personal injury in Nebraska?
Four years for an action for injury to the rights of the plaintiff not arising on contract and not otherwise listed, which covers most negligence personal injury claims.
General legal information, not legal advice. Laws change and local rules can differ; check the linked official source or talk to a lawyer about your situation.