All Laws Decoded

Truck Accident Claims in New Mexico

The safety and insurance rules for trucks in New Mexico, how fault is shared, any limits on damages, and the deadline to sue.

Short answer: Under New Mexico's Motor Carrier Safety Act, the state adopts rules for motor carrier safety, including hours of service, that may not be inconsistent with or more stringent than applicable federal safety standards. NMSA 1978, §§ 65-3-4, 65-3-11, 65-2A-18; 49 CFR 387.9

Truck safety and insurance rulesUnder New Mexico's Motor Carrier Safety Act, the state adopts rules for motor carrier safety, including hours of service, that may not be inconsistent with or more stringent than applicable federal safety standards. For financial responsibility, the department must adopt the same minimum liability insurance requirements that the Federal Motor Carrier Safety Administration requires of interstate carriers for property and household-goods vehicles and larger passenger vehicles. Federal rules separately require for-hire interstate carriers of ordinary (nonhazardous) property in vehicles of 10,001 pounds or more to carry at least $750,000 in liability coverage (49 CFR 387.9).
Read on NMOneSource (New Mexico Compilation Commission official site), NMSA 1978 unannotated, chapter document; the URL is the chapter page. Federal: https://www.ecfr.gov/current/title-49/subtitle-B/chapter-III/subchapter-B/part-387/subpart-A/section-387.9
Fault rule (comparative negligence)New Mexico uses comparative fault. By statute, in cases where comparative fault applies, liability is generally several: each defendant pays only the share of damages equal to its percentage of the total fault attributed to all persons, including plaintiffs and non-parties, with joint and several liability kept for intentional wrongdoers, vicarious liability, strict product liability and certain other situations.
Re-verified 2026-10-27.
Damage capsNo general cap on damages in ordinary injury cases was found. Caps apply to medical malpractice claims under the Medical Malpractice Act and to claims against government entities under the Tort Claims Act.
Re-verified 2026-10-27.
Deadline to sue for an injuryThree years for an action for an injury to the person.
Re-verified 2026-10-27.

More New Mexico personal injury & wrongful death

FAQ

What safety and insurance rules apply to trucks in New Mexico?
Under New Mexico's Motor Carrier Safety Act, the state adopts rules for motor carrier safety, including hours of service, that may not be inconsistent with or more stringent than applicable federal safety standards. For financial responsibility, the department must adopt the same minimum liability insurance requirements that the Federal Motor Carrier Safety Administration requires of interstate carriers for property and household-goods vehicles and larger passenger vehicles. Federal rules separately require for-hire interstate carriers of ordinary (nonhazardous) property in vehicles of 10,001 pounds or more to carry at least $750,000 in liability coverage (49 CFR 387.9).
Can you recover damages if you were partly at fault in New Mexico?
New Mexico uses comparative fault. By statute, in cases where comparative fault applies, liability is generally several: each defendant pays only the share of damages equal to its percentage of the total fault attributed to all persons, including plaintiffs and non-parties, with joint and several liability kept for intentional wrongdoers, vicarious liability, strict product liability and certain other situations.
Does New Mexico cap damages in personal injury cases?
No general cap on damages in ordinary injury cases was found. Caps apply to medical malpractice claims under the Medical Malpractice Act and to claims against government entities under the Tort Claims Act.
What is the statute of limitations for personal injury in New Mexico?
Three years for an action for an injury to the person.

General legal information, not legal advice. Laws change and local rules can differ; check the linked official source or talk to a lawyer about your situation.