Uber and Lyft Accident Claims in Oregon
The insurance Oregon requires for Uber and Lyft drivers before and during a ride, how fault is shared, and the deadline to sue.
Short answer: State insurance law requires an Uber/Lyft-type transportation network company (TNC) to provide each driver a motor vehicle liability policy with personal injury protection (PIP) benefits covering the driver, passengers and pedestrians struck by the vehicle at all times the driver is… ORS 742.520(1)(b)-(e)
| Uber and Lyft insurance | State insurance law requires an Uber/Lyft-type transportation network company (TNC) to provide each driver a motor vehicle liability policy with personal injury protection (PIP) benefits covering the driver, passengers and pedestrians struck by the vehicle at all times the driver is providing rides in affiliation with the company. A driver's personal auto insurer may exclude all coverage while the driver is providing TNC rides. Source: ORS 742.520(1)(b)-(e) |
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| Minimum car insurance | Minimum liability coverage is $25,000 for bodily injury or death of one person, $50,000 for bodily injury or death of two or more people in one accident, and $20,000 for property damage. Every private passenger auto liability policy must also include personal injury protection (PIP) benefits, including up to $15,000 in medical and related expenses per person. PIP statutes: https://www.oregonlegislature.gov/bills_laws/ors/ors742.html |
| Fault rule (comparative negligence) | Modified comparative negligence (51% bar). An injured person can recover if their fault was not greater than the combined fault of the defendants and others the law requires the jury to compare (including people who settled); damages are reduced by the injured person's percentage of fault. Source: Or. Rev. Stat. § 31.600 |
| Deadline to sue for an injury | Two years for assault, battery, false imprisonment, or any other injury to the person not arising from a contract. In addition, no action for negligent injury to a person or property may be filed more than 10 years after the act or omission (statute of ultimate repose). |
More Oregon personal injury & wrongful death
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- Wrongful Death Lawsuits in Oregon
- Medical Malpractice Rules in Oregon
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- Motorcycle Accident Claims in Oregon
- Pedestrian Accident Claims in Oregon
- Bicycle Accident Claims in Oregon
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- Construction Site Injuries in Oregon
- All Oregon personal injury & wrongful death rules
FAQ
What insurance must Uber and Lyft drivers have in Oregon?
State insurance law requires an Uber/Lyft-type transportation network company (TNC) to provide each driver a motor vehicle liability policy with personal injury protection (PIP) benefits covering the driver, passengers and pedestrians struck by the vehicle at all times the driver is providing rides in affiliation with the company. A driver's personal auto insurer may exclude all coverage while the driver is providing TNC rides.
What is the minimum car insurance required in Oregon?
Minimum liability coverage is $25,000 for bodily injury or death of one person, $50,000 for bodily injury or death of two or more people in one accident, and $20,000 for property damage. Every private passenger auto liability policy must also include personal injury protection (PIP) benefits, including up to $15,000 in medical and related expenses per person.
Can you recover damages if you were partly at fault in Oregon?
Modified comparative negligence (51% bar). An injured person can recover if their fault was not greater than the combined fault of the defendants and others the law requires the jury to compare (including people who settled); damages are reduced by the injured person's percentage of fault.
What is the statute of limitations for personal injury in Oregon?
Two years for assault, battery, false imprisonment, or any other injury to the person not arising from a contract. In addition, no action for negligent injury to a person or property may be filed more than 10 years after the act or omission (statute of ultimate repose).
General legal information, not legal advice. Laws change and local rules can differ; check the linked official source or talk to a lawyer about your situation.