Uber and Lyft Accident Claims in Rhode Island
The insurance Rhode Island requires for Uber and Lyft drivers before and during a ride, how fault is shared, and the deadline to sue.
Short answer: TNC drivers, or the company on their behalf, must carry primary auto insurance recognizing TNC use. While logged on and available but not providing rides: at least $50,000 per person and $100,000 per incident for death and bodily injury and $25,000 for property damage, plus… R.I. Gen. Laws § 39-14.2-14
| Uber and Lyft insurance | TNC drivers, or the company on their behalf, must carry primary auto insurance recognizing TNC use. While logged on and available but not providing rides: at least $50,000 per person and $100,000 per incident for death and bodily injury and $25,000 for property damage, plus uninsured/underinsured motorist coverage to the extent required by state law. While providing prearranged rides: at least $1,500,000 for death, bodily injury and property damage, plus uninsured/underinsured motorist coverage to the extent required by state law. If the driver's insurance lapses or falls short, the company's insurance must pay from the first dollar. Source: R.I. Gen. Laws § 39-14.2-14 |
|---|---|
| Minimum car insurance | A qualifying owner's liability policy must provide at least $25,000 for bodily injury or death of one person, $50,000 for bodily injury or death of two or more people in one accident, and $25,000 for property damage, or a $75,000 combined single limit. |
| Fault rule (comparative negligence) | Pure comparative negligence. An injured person's own negligence, or the fact that the danger was open and obvious, does not bar recovery; damages are reduced in proportion to the injured person's share of negligence, even if it is greater than the defendant's. Source: R.I. Gen. Laws § 9-20-4 |
| Deadline to sue for an injury | Actions for injuries to the person must be filed within three years after the cause of action accrues. Claims for spoken words (slander) have a one-year deadline. Source: R.I. Gen. Laws § 9-1-14(a), (b) |
More Rhode Island personal injury & wrongful death
- Deadlines to File an Injury Lawsuit in Rhode Island
- Wrongful Death Lawsuits in Rhode Island
- Medical Malpractice Rules in Rhode Island
- Car Accident Claims in Rhode Island
- Dog Bite Liability in Rhode Island
- Sidewalk and Public Property Falls in Rhode Island
- Motorcycle Accident Claims in Rhode Island
- Pedestrian Accident Claims in Rhode Island
- Bicycle Accident Claims in Rhode Island
- Truck Accident Claims in Rhode Island
- Construction Site Injuries in Rhode Island
- All Rhode Island personal injury & wrongful death rules
FAQ
What insurance must Uber and Lyft drivers have in Rhode Island?
TNC drivers, or the company on their behalf, must carry primary auto insurance recognizing TNC use. While logged on and available but not providing rides: at least $50,000 per person and $100,000 per incident for death and bodily injury and $25,000 for property damage, plus uninsured/underinsured motorist coverage to the extent required by state law. While providing prearranged rides: at least $1,500,000 for death, bodily injury and property damage, plus uninsured/underinsured motorist coverage to the extent required by state law. If the driver's insurance lapses or falls short, the company's insurance must pay from the first dollar.
What is the minimum car insurance required in Rhode Island?
A qualifying owner's liability policy must provide at least $25,000 for bodily injury or death of one person, $50,000 for bodily injury or death of two or more people in one accident, and $25,000 for property damage, or a $75,000 combined single limit.
Can you recover damages if you were partly at fault in Rhode Island?
Pure comparative negligence. An injured person's own negligence, or the fact that the danger was open and obvious, does not bar recovery; damages are reduced in proportion to the injured person's share of negligence, even if it is greater than the defendant's.
What is the statute of limitations for personal injury in Rhode Island?
Actions for injuries to the person must be filed within three years after the cause of action accrues. Claims for spoken words (slander) have a one-year deadline.
General legal information, not legal advice. Laws change and local rules can differ; check the linked official source or talk to a lawyer about your situation.