Uber and Lyft Accident Claims in Vermont
The insurance Vermont requires for Uber and Lyft drivers before and during a ride, how fault is shared, and the deadline to sue.
Short answer: While a Vermont rideshare (transportation network company) driver is logged on and available but not on a ride: primary liability insurance of at least $50,000 per person and $100,000 per incident for death and bodily injury and $25,000 for property damage, plus other state-mandated… 23 V.S.A. § 750(b)(2)-(4)
| Uber and Lyft insurance | While a Vermont rideshare (transportation network company) driver is logged on and available but not on a ride: primary liability insurance of at least $50,000 per person and $100,000 per incident for death and bodily injury and $25,000 for property damage, plus other state-mandated coverage. During a prearranged ride: at least $1,000,000 primary liability, at least $1,000,000 uninsured/underinsured motorist coverage, and $5,000 medical payments coverage. If the driver's insurance lapses or falls short, the company's insurance must cover from the first dollar. Source: 23 V.S.A. § 750(b)(2)-(4) |
|---|---|
| Minimum car insurance | Owners and operators must have an auto liability policy or bond of at least $25,000 for one person and $50,000 for two or more persons killed or injured, and $10,000 for property damage in any one crash (or $115,000 in approved self-insurance). Source: 23 V.S.A. § 800(a) |
| Fault rule (comparative negligence) | Modified comparative negligence (51% bar). An injured person's negligence does not bar recovery if it was not greater than the total negligence of the defendants; damages are reduced in proportion to the injured person's negligence. Each defendant pays its proportionate share. Comparative negligence may not be used as a defense to limit recovery for negligence claims relating to a sexual act or sexual conduct. Source: 12 V.S.A. § 1036 |
| Deadline to sue for an injury | Three years after the cause of action accrues for injuries to the person caused by another's act or default. The claim is treated as accruing on the date the injury is discovered. Assault and battery, false imprisonment, and slander and libel also have a three-year deadline. Source: 12 V.S.A. § 512(1)–(4) |
More Vermont personal injury & wrongful death
- Deadlines to File an Injury Lawsuit in Vermont
- Wrongful Death Lawsuits in Vermont
- Medical Malpractice Rules in Vermont
- Car Accident Claims in Vermont
- Dog Bite Liability in Vermont
- Motorcycle Accident Claims in Vermont
- Pedestrian Accident Claims in Vermont
- Bicycle Accident Claims in Vermont
- Truck Accident Claims in Vermont
- Construction Site Injuries in Vermont
- All Vermont personal injury & wrongful death rules
FAQ
What insurance must Uber and Lyft drivers have in Vermont?
While a Vermont rideshare (transportation network company) driver is logged on and available but not on a ride: primary liability insurance of at least $50,000 per person and $100,000 per incident for death and bodily injury and $25,000 for property damage, plus other state-mandated coverage. During a prearranged ride: at least $1,000,000 primary liability, at least $1,000,000 uninsured/underinsured motorist coverage, and $5,000 medical payments coverage. If the driver's insurance lapses or falls short, the company's insurance must cover from the first dollar.
What is the minimum car insurance required in Vermont?
Owners and operators must have an auto liability policy or bond of at least $25,000 for one person and $50,000 for two or more persons killed or injured, and $10,000 for property damage in any one crash (or $115,000 in approved self-insurance).
Can you recover damages if you were partly at fault in Vermont?
Modified comparative negligence (51% bar). An injured person's negligence does not bar recovery if it was not greater than the total negligence of the defendants; damages are reduced in proportion to the injured person's negligence. Each defendant pays its proportionate share. Comparative negligence may not be used as a defense to limit recovery for negligence claims relating to a sexual act or sexual conduct.
What is the statute of limitations for personal injury in Vermont?
Three years after the cause of action accrues for injuries to the person caused by another's act or default. The claim is treated as accruing on the date the injury is discovered. Assault and battery, false imprisonment, and slander and libel also have a three-year deadline.
General legal information, not legal advice. Laws change and local rules can differ; check the linked official source or talk to a lawyer about your situation.