Mississippi Property Tax Exemptions: Homestead, Senior and Veteran Relief
Mississippi property tax relief: the homestead exemption, senior, veteran and disability exemptions, how and when to apply, and how to appeal your assessment, from official state sources.
Quick answers for Mississippi
- Homestead exemption
- Regular homestead exemption (for applicants under 65 who are not in a disability tier): a tax credit of up to $300, based on property value, against taxes due on the home. Mississippi Dept. of Revenue, Homestead Exemption; Miss. Code Ann. §§ 27-33-1 to 27-33-79
- How to apply
- Apply in person at the county Tax Assessor's office during normal business hours (not online); check with the county for local requirements first. Mississippi Dept. of Revenue, Homestead Exemption; Miss. Code Ann. §§ 27-33-1 to 27-33-79
- Application deadline
- Applications are accepted between January 1 and April 1 of each year; you must file on or before April 1 to qualify for the assessment year. Mississippi Dept. of Revenue, Homestead Exemption; Miss. Code Ann. §§ 27-33-1 to 27-33-79
- Senior exemptions and freezes
- Homeowners who are 65 or older by January 1 of the year sought (or totally disabled) and otherwise eligible are exempt from taxes on the first $7,500 of assessed value of the homestead (the DOR FAQ describes this as the first $75,000 of true value). Mississippi Dept. of Revenue, Homestead Exemption; Miss. Code Ann. §§ 27-33-1 to 27-33-79
Last verified: 2026-10-27
The homestead exemption
| Homestead exemption | Regular homestead exemption (for applicants under 65 who are not in a disability tier): a tax credit of up to $300, based on property value, against taxes due on the home. The applicant must own and occupy the home as a primary residence on January 1 of the year the exemption is sought; ownership must be established before January 1 and the deed or other ownership instrument filed with the Chancery Clerk before January 7. |
|---|---|
| How to apply | Apply in person at the county Tax Assessor's office during normal business hours (not online); check with the county for local requirements first. Bring Social Security numbers (or ITINs) and dates of birth for all applicants, contact information, the property's physical address, the purchase price and down payment, the HUD closing statement or other transaction documents, and tag numbers of all vehicles owned or possessed. Once approved, the exemption continues each year without refiling, but you must reapply if you lose it, if ownership, use or occupancy changes, or if you move to a different tier (for example, when you turn 65). |
| Application deadline | Applications are accepted between January 1 and April 1 of each year; you must file on or before April 1 to qualify for the assessment year. Also stated on the DOR Property Tax FAQ: https://www.dor.ms.gov/county-services/property-tax-frequently-asked-questions |
Senior, veteran and disability relief
| Senior exemptions and freezes | Homeowners who are 65 or older by January 1 of the year sought (or totally disabled) and otherwise eligible are exempt from taxes on the first $7,500 of assessed value of the homestead (the DOR FAQ describes this as the first $75,000 of true value). Proof of age, such as a driver's license or birth certificate, is required. True-value wording: https://www.dor.ms.gov/county-services/property-tax-frequently-asked-questions |
|---|---|
| Veteran exemptions | An applicant classified as having a service-connected, total disability as an American veteran is exempt from all property taxes on the qualifying homestead (the "total exemption" tier). Military members stationed outside Mississippi can qualify for the homestead exemption if they have a Mississippi home, claim Mississippi residency and comply with state law; if married, both spouses must qualify. Military residency: https://www.dor.ms.gov/county-services/property-tax-frequently-asked-questions |
| Disability exemptions | Homeowners who are totally disabled are in the same tier as those 65 or older: exempt from taxes on the first $7,500 of assessed value. Accepted proof of total disability includes certain federal tax schedules, Social Security or Railroad Retirement disability letters, an employer letter, or detailed letters from two physicians. Proof list: https://www.dor.ms.gov/county-services/property-tax-frequently-asked-questions |
Paying and appealing
| When property taxes are due | Taxes are due on or before February 1 for property assessed the preceding year; if February 1 falls on a weekend or legal holiday, payment may be made the following Monday without penalty or interest. Unpaid real estate taxes can lead to the property being sold at the county tax sale (held on the first Monday in April and the last Monday in August). |
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| Appealing your assessment | Request a hearing with the county Board of Supervisors (contact the county Chancery Clerk for details). Normally, an appeal must be filed by the first Monday in August preceding the due date of the taxes. |
Property Tax & Homestead Exemptions FAQ
What is the homestead exemption in Mississippi?
Regular homestead exemption (for applicants under 65 who are not in a disability tier): a tax credit of up to $300, based on property value, against taxes due on the home. The applicant must own and occupy the home as a primary residence on January 1 of the year the exemption is sought; ownership must be established before January 1 and the deed or other ownership instrument filed with the Chancery Clerk before January 7.
How do you apply for a homestead exemption in Mississippi?
Apply in person at the county Tax Assessor's office during normal business hours (not online); check with the county for local requirements first. Bring Social Security numbers (or ITINs) and dates of birth for all applicants, contact information, the property's physical address, the purchase price and down payment, the HUD closing statement or other transaction documents, and tag numbers of all vehicles owned or possessed. Once approved, the exemption continues each year without refiling, but you must reapply if you lose it, if ownership, use or occupancy changes, or if you move to a different tier (for example, when you turn 65).
When is the deadline to apply for a homestead exemption in Mississippi?
Applications are accepted between January 1 and April 1 of each year; you must file on or before April 1 to qualify for the assessment year.
Do seniors get a property tax exemption in Mississippi?
Homeowners who are 65 or older by January 1 of the year sought (or totally disabled) and otherwise eligible are exempt from taxes on the first $7,500 of assessed value of the homestead (the DOR FAQ describes this as the first $75,000 of true value). Proof of age, such as a driver's license or birth certificate, is required.
Do disabled veterans pay property tax in Mississippi?
An applicant classified as having a service-connected, total disability as an American veteran is exempt from all property taxes on the qualifying homestead (the "total exemption" tier). Military members stationed outside Mississippi can qualify for the homestead exemption if they have a Mississippi home, claim Mississippi residency and comply with state law; if married, both spouses must qualify.
Is there a property tax exemption for people with disabilities in Mississippi?
Homeowners who are totally disabled are in the same tier as those 65 or older: exempt from taxes on the first $7,500 of assessed value. Accepted proof of total disability includes certain federal tax schedules, Social Security or Railroad Retirement disability letters, an employer letter, or detailed letters from two physicians.
How do you appeal a property tax assessment in Mississippi?
Request a hearing with the county Board of Supervisors (contact the county Chancery Clerk for details). Normally, an appeal must be filed by the first Monday in August preceding the due date of the taxes.
When are property taxes due in Mississippi?
Taxes are due on or before February 1 for property assessed the preceding year; if February 1 falls on a weekend or legal holiday, payment may be made the following Monday without penalty or interest. Unpaid real estate taxes can lead to the property being sold at the county tax sale (held on the first Monday in April and the last Monday in August).
Property Tax & Homestead Exemptions in other states
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General legal information, not legal advice. Laws change and local rules can differ; check the linked official source or talk to a lawyer about your situation.