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How Much Workers' Comp Pays in Florida

How Florida calculates weekly workers' comp benefits, the current maximum, the waiting period and permanent disability.

Short answer: Temporary total disability pays 66 2/3% of the employee's average weekly wage, up to the state maximum, for no more than 104 weeks (combined with temporary partial disability) or until maximum medical improvement. Fla. Stat. § 440.15(2), (4); Division of Workers' Compensation, System Guide

Weekly benefit rateTemporary total disability pays 66 2/3% of the employee's average weekly wage, up to the state maximum, for no more than 104 weeks (combined with temporary partial disability) or until maximum medical improvement. Workers who lose an arm, leg, hand or foot, become paraplegic or quadriplegic, or lose sight in both eyes receive 80% of the average weekly wage for up to six months after the accident. Temporary partial disability pays 80% of the difference between 80% of pre-injury wages and current earnings.
The Division's guide notes that the 104-week limit was affected by the Florida Supreme Court's decision in Westphal v. City of St. Petersburg.
Maximum weekly benefitFor injuries and illnesses occurring on or after January 1, 2026, the maximum weekly compensation rate is $1,358 (100% of the statewide average weekly wage of $1,357.95). The maximum is set each year for injuries in the following calendar year.
How long benefits lastTemporary total disability benefits are limited to 104 weeks, and temporary partial disability benefits are also limited to 104 weeks under the same provisions (subject to the exceptions listed in the statute). Impairment income benefits after maximum medical improvement last a set number of weeks based on the impairment rating: 2 weeks per percentage point from 1% to 10%, 3 weeks per point from 11% to 15%, 4 weeks per point from 16% to 20%, and 6 weeks per point for 21% and above. Permanent total disability benefits stop when the employee reaches age 75 (unless the injury kept the worker from earning enough work quarters to qualify for Social Security); if the injury occurs after the employee reaches age 70, they are payable for no more than 5 years after the permanent total disability determination.
The Division of Workers' Compensation guide notes that the 104-week temporary total limit was affected by the Florida Supreme Court's decision in Westphal v. City of St. Petersburg.
Waiting periodWage benefits are paid starting with the 8th day you lose time from work. The first 7 days are paid only if you lose more than 21 days from work.
Permanent disabilityWhen the worker reaches maximum medical improvement, the doctor assigns a permanent impairment rating. Impairment income benefits are paid every two weeks at 75% of the worker's temporary total disability rate (reduced by half for any week the worker earns at least their pre-injury average weekly wage). For accidents on or after October 1, 2003, benefits last 2 weeks for each percentage point of impairment from 1% to 10%, 3 weeks per point from 11% to 15%, 4 weeks per point from 16% to 20%, and 6 weeks per point for 21% and above. Permanent total disability pays 66 2/3% of the average weekly wage while the disability continues, but not if the worker can do at least sedentary work.

Where to get help in Florida

More Florida workers' compensation

FAQ

How much does workers' comp pay in Florida?
Temporary total disability pays 66 2/3% of the employee's average weekly wage, up to the state maximum, for no more than 104 weeks (combined with temporary partial disability) or until maximum medical improvement. Workers who lose an arm, leg, hand or foot, become paraplegic or quadriplegic, or lose sight in both eyes receive 80% of the average weekly wage for up to six months after the accident. Temporary partial disability pays 80% of the difference between 80% of pre-injury wages and current earnings.
What is the maximum workers' comp benefit in Florida?
For injuries and illnesses occurring on or after January 1, 2026, the maximum weekly compensation rate is $1,358 (100% of the statewide average weekly wage of $1,357.95). The maximum is set each year for injuries in the following calendar year.
How long can you receive workers' comp in Florida?
Temporary total disability benefits are limited to 104 weeks, and temporary partial disability benefits are also limited to 104 weeks under the same provisions (subject to the exceptions listed in the statute). Impairment income benefits after maximum medical improvement last a set number of weeks based on the impairment rating: 2 weeks per percentage point from 1% to 10%, 3 weeks per point from 11% to 15%, 4 weeks per point from 16% to 20%, and 6 weeks per point for 21% and above. Permanent total disability benefits stop when the employee reaches age 75 (unless the injury kept the worker from earning enough work quarters to qualify for Social Security); if the injury occurs after the employee reaches age 70, they are payable for no more than 5 years after the permanent total disability determination.
Is there a waiting period for workers' comp in Florida?
Wage benefits are paid starting with the 8th day you lose time from work. The first 7 days are paid only if you lose more than 21 days from work.
How does permanent disability work under workers' comp in Florida?
When the worker reaches maximum medical improvement, the doctor assigns a permanent impairment rating. Impairment income benefits are paid every two weeks at 75% of the worker's temporary total disability rate (reduced by half for any week the worker earns at least their pre-injury average weekly wage). For accidents on or after October 1, 2003, benefits last 2 weeks for each percentage point of impairment from 1% to 10%, 3 weeks per point from 11% to 15%, 4 weeks per point from 16% to 20%, and 6 weeks per point for 21% and above. Permanent total disability pays 66 2/3% of the average weekly wage while the disability continues, but not if the worker can do at least sedentary work.

General legal information, not legal advice. Laws change and local rules can differ; check the linked official source or talk to a lawyer about your situation.