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Bicycle Accident Claims in Colorado

Bicycle rules in Colorado (passing distance, helmets, riding rules), how fault is shared after a bike crash, and the deadline to sue.

Short answer: Bicycles: a person riding a bicycle, e-bike or electric scooter has the rights and duties of a vehicle driver, subject to special rules and local ordinances. C.R.S. §§ 42-4-1412, 42-4-1003(1)(b)

Bicycle lawsBicycles: a person riding a bicycle, e-bike or electric scooter has the rights and duties of a vehicle driver, subject to special rules and local ordinances. A driver passing a bicyclist must allow at least a three-foot separation (including mirrors) at all times. Riders slower than traffic must use the right-hand lane, riding as far right as the rider judges safe, with exceptions for left turns, passing and hazards; they may ride no more than two abreast and must not impede traffic when doing so. Riders on a sidewalk or crosswalk must yield to pedestrians and give an audible signal before passing them. The sections read do not set a bicycle helmet requirement.
Read in the Colorado Revised Statutes 2024 (Office of Legislative Legal Services title PDF); laws passed in 2025-2026 are not reflected.
Fault rule (comparative negligence)Modified comparative negligence (50% bar). An injured person can recover if his or her negligence was not as great as the negligence of the person being sued; damages are reduced by the injured person's percentage of fault. If the injured person's share is equal to or greater than the defendant's, the court enters judgment for the defendant. Each defendant generally pays only its own percentage of fault.
Minimum car insuranceRequired liability coverage is at least $25,000 for injury or death of one person, $50,000 for all persons in one accident, and $15,000 for property damage (25/50/15).
Deadline to sue for an injuryMost tort lawsuits, including negligence claims for personal injury, must be filed within two years after the claim accrues. Injury and property-damage claims arising from the use or operation of a motor vehicle have three years. Assault, battery, false imprisonment, libel and slander have one year.

More Colorado personal injury & wrongful death

FAQ

What are the bicycle laws in Colorado?
Bicycles: a person riding a bicycle, e-bike or electric scooter has the rights and duties of a vehicle driver, subject to special rules and local ordinances. A driver passing a bicyclist must allow at least a three-foot separation (including mirrors) at all times. Riders slower than traffic must use the right-hand lane, riding as far right as the rider judges safe, with exceptions for left turns, passing and hazards; they may ride no more than two abreast and must not impede traffic when doing so. Riders on a sidewalk or crosswalk must yield to pedestrians and give an audible signal before passing them. The sections read do not set a bicycle helmet requirement.
Can you recover damages if you were partly at fault in Colorado?
Modified comparative negligence (50% bar). An injured person can recover if his or her negligence was not as great as the negligence of the person being sued; damages are reduced by the injured person's percentage of fault. If the injured person's share is equal to or greater than the defendant's, the court enters judgment for the defendant. Each defendant generally pays only its own percentage of fault.
What is the minimum car insurance required in Colorado?
Required liability coverage is at least $25,000 for injury or death of one person, $50,000 for all persons in one accident, and $15,000 for property damage (25/50/15).
What is the statute of limitations for personal injury in Colorado?
Most tort lawsuits, including negligence claims for personal injury, must be filed within two years after the claim accrues. Injury and property-damage claims arising from the use or operation of a motor vehicle have three years. Assault, battery, false imprisonment, libel and slander have one year.

General legal information, not legal advice. Laws change and local rules can differ; check the linked official source or talk to a lawyer about your situation.