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Truck Accident Claims in Colorado

The safety and insurance rules for trucks in Colorado, how fault is shared, any limits on damages, and the deadline to sue.

Short answer: Commercial trucks: Colorado requires commercial vehicles (generally those over 16,000 pounds used in commerce, apportioned-plate vehicles, tow trucks, and placarded hazmat vehicles) to comply with rules adopted by the chief of the Colorado State Patrol, who must use the U.S. C.R.S. § 42-4-235; 49 C.F.R. 387.9

Truck safety and insurance rulesCommercial trucks: Colorado requires commercial vehicles (generally those over 16,000 pounds used in commerce, apportioned-plate vehicles, tow trucks, and placarded hazmat vehicles) to comply with rules adopted by the chief of the Colorado State Patrol, who must use the U.S. Department of Transportation safety rules as general guidelines, including driver qualifications, hours of service and vehicle inspection, repair and maintenance. Intrastate motor carriers that violate the rules are subject to the federal civil penalties in 49 C.F.R. Part 386, subpart G, with some state limits. Federal minimum insurance for interstate carriers is in 49 C.F.R. 387.9.
Read in the Colorado Revised Statutes 2024 (Office of Legislative Legal Services title PDF); laws passed in 2025-2026 are not reflected.
Fault rule (comparative negligence)Modified comparative negligence (50% bar). An injured person can recover if his or her negligence was not as great as the negligence of the person being sued; damages are reduced by the injured person's percentage of fault. If the injured person's share is equal to or greater than the defendant's, the court enters judgment for the defendant. Each defendant generally pays only its own percentage of fault.
Damage capsYes. For civil actions filed on or after January 1, 2025 (or claims accruing on or after that date), total non-economic damages (pain and suffering, emotional stress, impairment of quality of life) are capped at $1,500,000, to be adjusted for inflation starting January 1, 2028. For actions filed before 2025, the earlier cap of $250,000 (up to $500,000 with clear and convincing justification, as adjusted for inflation) applies. Separate limits apply to medical malpractice and wrongful death. In wrongful death cases, non-economic damages are capped at $2,125,000 for actions filed in 2025 or claims accruing on or after January 1, 2025, with no limit if the death was a felonious killing. Economic damages are not capped by these sections.
Read in the 2024 Colorado Revised Statutes (uncertified printout), which includes the 2024 amendments effective January 1, 2025.
Deadline to sue for an injuryMost tort lawsuits, including negligence claims for personal injury, must be filed within two years after the claim accrues. Injury and property-damage claims arising from the use or operation of a motor vehicle have three years. Assault, battery, false imprisonment, libel and slander have one year.

More Colorado personal injury & wrongful death

FAQ

What safety and insurance rules apply to trucks in Colorado?
Commercial trucks: Colorado requires commercial vehicles (generally those over 16,000 pounds used in commerce, apportioned-plate vehicles, tow trucks, and placarded hazmat vehicles) to comply with rules adopted by the chief of the Colorado State Patrol, who must use the U.S. Department of Transportation safety rules as general guidelines, including driver qualifications, hours of service and vehicle inspection, repair and maintenance. Intrastate motor carriers that violate the rules are subject to the federal civil penalties in 49 C.F.R. Part 386, subpart G, with some state limits. Federal minimum insurance for interstate carriers is in 49 C.F.R. 387.9.
Can you recover damages if you were partly at fault in Colorado?
Modified comparative negligence (50% bar). An injured person can recover if his or her negligence was not as great as the negligence of the person being sued; damages are reduced by the injured person's percentage of fault. If the injured person's share is equal to or greater than the defendant's, the court enters judgment for the defendant. Each defendant generally pays only its own percentage of fault.
Does Colorado cap damages in personal injury cases?
Yes. For civil actions filed on or after January 1, 2025 (or claims accruing on or after that date), total non-economic damages (pain and suffering, emotional stress, impairment of quality of life) are capped at $1,500,000, to be adjusted for inflation starting January 1, 2028. For actions filed before 2025, the earlier cap of $250,000 (up to $500,000 with clear and convincing justification, as adjusted for inflation) applies. Separate limits apply to medical malpractice and wrongful death. In wrongful death cases, non-economic damages are capped at $2,125,000 for actions filed in 2025 or claims accruing on or after January 1, 2025, with no limit if the death was a felonious killing. Economic damages are not capped by these sections.
What is the statute of limitations for personal injury in Colorado?
Most tort lawsuits, including negligence claims for personal injury, must be filed within two years after the claim accrues. Injury and property-damage claims arising from the use or operation of a motor vehicle have three years. Assault, battery, false imprisonment, libel and slander have one year.

General legal information, not legal advice. Laws change and local rules can differ; check the linked official source or talk to a lawyer about your situation.