Motorcycle Accident Claims in Colorado
The Colorado helmet law, whether lane splitting is legal, how fault is shared after a motorcycle crash, and the deadline to sue.
Short answer: Motorcycle helmets: in Colorado, drivers and passengers under 18 on a motorcycle, autocycle or low-power scooter must wear a properly secured motorcycle helmet meeting federal standard FMVSS 218; C.R.S. § 42-4-1502
| Motorcycle helmet law | Motorcycle helmets: in Colorado, drivers and passengers under 18 on a motorcycle, autocycle or low-power scooter must wear a properly secured motorcycle helmet meeting federal standard FMVSS 218; riders 18 and older are not required to. Certain low-speed autocycles with a windshield and seat belts are exempt. A violation is a class A traffic infraction. The section does not address reducing damages. Read in the Colorado Revised Statutes 2024 (Office of Legislative Legal Services title PDF); laws passed in 2025-2026 are not reflected. Source: C.R.S. § 42-4-1502 |
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| Lane splitting | Lane splitting and filtering: Colorado generally bans riding a motorcycle between lanes of traffic or between rows of vehicles. Since August 7, 2024, the driver of a two-wheeled motorcycle may pass a stopped vehicle in the same lane (lane filtering) if the vehicles in adjacent same-direction lanes are also stopped, the lanes are wide enough, the motorcycle goes 15 mph or less, and conditions are safe; filtering must stop when traffic starts moving and is not allowed on the right shoulder, to the right of the far-right lane on a non-limited-access highway, or in an opposing lane. This filtering permission is set to be repealed on September 1, 2027. Read in the Colorado Revised Statutes 2024 (Office of Legislative Legal Services title PDF); laws passed in 2025-2026 are not reflected. Source: C.R.S. § 42-4-1503 |
| Fault rule (comparative negligence) | Modified comparative negligence (50% bar). An injured person can recover if his or her negligence was not as great as the negligence of the person being sued; damages are reduced by the injured person's percentage of fault. If the injured person's share is equal to or greater than the defendant's, the court enters judgment for the defendant. Each defendant generally pays only its own percentage of fault. |
| Minimum car insurance | Required liability coverage is at least $25,000 for injury or death of one person, $50,000 for all persons in one accident, and $15,000 for property damage (25/50/15). Source: Colo. Rev. Stat. § 10-4-620 |
| Deadline to sue for an injury | Most tort lawsuits, including negligence claims for personal injury, must be filed within two years after the claim accrues. Injury and property-damage claims arising from the use or operation of a motor vehicle have three years. Assault, battery, false imprisonment, libel and slander have one year. |
More Colorado personal injury & wrongful death
- Deadlines to File an Injury Lawsuit in Colorado
- Wrongful Death Lawsuits in Colorado
- Medical Malpractice Rules in Colorado
- Car Accident Claims in Colorado
- Dog Bite Liability in Colorado
- Slip, Trip and Fall Injuries in Colorado
- Sidewalk and Public Property Falls in Colorado
- Pedestrian Accident Claims in Colorado
- Bicycle Accident Claims in Colorado
- Uber and Lyft Accident Claims in Colorado
- Truck Accident Claims in Colorado
- Construction Site Injuries in Colorado
- All Colorado personal injury & wrongful death rules
FAQ
Do you have to wear a motorcycle helmet in Colorado?
Motorcycle helmets: in Colorado, drivers and passengers under 18 on a motorcycle, autocycle or low-power scooter must wear a properly secured motorcycle helmet meeting federal standard FMVSS 218; riders 18 and older are not required to. Certain low-speed autocycles with a windshield and seat belts are exempt. A violation is a class A traffic infraction. The section does not address reducing damages.
Is lane splitting legal in Colorado?
Lane splitting and filtering: Colorado generally bans riding a motorcycle between lanes of traffic or between rows of vehicles. Since August 7, 2024, the driver of a two-wheeled motorcycle may pass a stopped vehicle in the same lane (lane filtering) if the vehicles in adjacent same-direction lanes are also stopped, the lanes are wide enough, the motorcycle goes 15 mph or less, and conditions are safe; filtering must stop when traffic starts moving and is not allowed on the right shoulder, to the right of the far-right lane on a non-limited-access highway, or in an opposing lane. This filtering permission is set to be repealed on September 1, 2027.
Can you recover damages if you were partly at fault in Colorado?
Modified comparative negligence (50% bar). An injured person can recover if his or her negligence was not as great as the negligence of the person being sued; damages are reduced by the injured person's percentage of fault. If the injured person's share is equal to or greater than the defendant's, the court enters judgment for the defendant. Each defendant generally pays only its own percentage of fault.
What is the minimum car insurance required in Colorado?
Required liability coverage is at least $25,000 for injury or death of one person, $50,000 for all persons in one accident, and $15,000 for property damage (25/50/15).
What is the statute of limitations for personal injury in Colorado?
Most tort lawsuits, including negligence claims for personal injury, must be filed within two years after the claim accrues. Injury and property-damage claims arising from the use or operation of a motor vehicle have three years. Assault, battery, false imprisonment, libel and slander have one year.
General legal information, not legal advice. Laws change and local rules can differ; check the linked official source or talk to a lawyer about your situation.