Car Accident Claims in South Dakota
Minimum car insurance in South Dakota, whether the state is no-fault, how fault is shared, and the deadline to sue after a crash.
Short answer: The driver of a motor vehicle in a crash causing injury or death, or apparent property damage of $1,000 or more to any one person's property or $2,000 or more for the whole crash, must immediately notify the nearest available law enforcement officer with jurisdiction, by the quickest… S.D. Codified Laws §§ 32-34-7, 32-34-9
| Reporting a crash to police | The driver of a motor vehicle in a crash causing injury or death, or apparent property damage of $1,000 or more to any one person's property or $2,000 or more for the whole crash, must immediately notify the nearest available law enforcement officer with jurisdiction, by the quickest means available. Failing to do so is a Class 2 misdemeanor. If the driver is physically unable, a capable passenger must give the notice. |
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| Crash report to the DMV | After receiving notice of a reportable crash, the investigating officer sends an investigator's report to the Department of Public Safety within three days after finishing the investigation. The Secretary of Public Safety may require drivers to file supplemental reports on department forms if the original report is insufficient. |
| Leaving the scene (hit and run) | A driver in a crash causing injury, death or property damage must stop immediately and give their name and address, the owner's name and address, and the plate number to the person struck or the other driver or occupants, and give reasonable help to anyone injured, including taking them for medical treatment if needed. Failing to stop and comply after a crash causing injury or death is a Class 6 felony, and the Department of Revenue revokes the person's registration receipt. In a property-damage crash, the driver must stop and give their information; if the owner of a damaged vehicle is absent, leave the information on the vehicle, and for other property, leave it with the owner or a law enforcement agency as soon as possible. Violating this is a Class 1 misdemeanor. |
| Minimum car insurance | An owner's liability policy must provide at least $25,000 for bodily injury or death of one person, $50,000 for bodily injury or death of two or more people in one accident, and $25,000 for property damage. Source: S.D. Codified Laws § 32-35-70 |
| Fault rule (comparative negligence) | South Dakota uses a "slight negligence" comparison rather than a percentage bar. An injured person's contributory negligence does not bar recovery if it was slight in comparison with the defendant's negligence; damages are then reduced in proportion to the injured person's negligence. If the injured person's negligence was more than slight in comparison, recovery is barred. The jury decides this without being told any percentage of fault found by special question. Source: S.D. Codified Laws § 20-9-2 |
| Deadline to sue for an injury | Three years for an action for personal injury. Libel, slander, assault, battery and false imprisonment have a two-year deadline. |
| Deadline to sue for property damage | Six years for taking, detaining or injuring goods or personal property (such as a car), and six years for trespass on real property. |
More South Dakota personal injury & wrongful death
- Deadlines to File an Injury Lawsuit in South Dakota
- Wrongful Death Lawsuits in South Dakota
- Medical Malpractice Rules in South Dakota
- Dog Bite Liability in South Dakota
- Slip, Trip and Fall Injuries in South Dakota
- Sidewalk and Public Property Falls in South Dakota
- Motorcycle Accident Claims in South Dakota
- Pedestrian Accident Claims in South Dakota
- Bicycle Accident Claims in South Dakota
- Uber and Lyft Accident Claims in South Dakota
- Truck Accident Claims in South Dakota
- Construction Site Injuries in South Dakota
- All South Dakota personal injury & wrongful death rules
FAQ
When do you have to report a car accident to the police in South Dakota?
The driver of a motor vehicle in a crash causing injury or death, or apparent property damage of $1,000 or more to any one person's property or $2,000 or more for the whole crash, must immediately notify the nearest available law enforcement officer with jurisdiction, by the quickest means available. Failing to do so is a Class 2 misdemeanor. If the driver is physically unable, a capable passenger must give the notice.
Do you have to report a car accident to the DMV in South Dakota?
After receiving notice of a reportable crash, the investigating officer sends an investigator's report to the Department of Public Safety within three days after finishing the investigation. The Secretary of Public Safety may require drivers to file supplemental reports on department forms if the original report is insufficient.
What are your duties after a car accident in South Dakota?
A driver in a crash causing injury, death or property damage must stop immediately and give their name and address, the owner's name and address, and the plate number to the person struck or the other driver or occupants, and give reasonable help to anyone injured, including taking them for medical treatment if needed. Failing to stop and comply after a crash causing injury or death is a Class 6 felony, and the Department of Revenue revokes the person's registration receipt. In a property-damage crash, the driver must stop and give their information; if the owner of a damaged vehicle is absent, leave the information on the vehicle, and for other property, leave it with the owner or a law enforcement agency as soon as possible. Violating this is a Class 1 misdemeanor.
What is the minimum car insurance required in South Dakota?
An owner's liability policy must provide at least $25,000 for bodily injury or death of one person, $50,000 for bodily injury or death of two or more people in one accident, and $25,000 for property damage.
Can you recover damages if you were partly at fault in South Dakota?
South Dakota uses a "slight negligence" comparison rather than a percentage bar. An injured person's contributory negligence does not bar recovery if it was slight in comparison with the defendant's negligence; damages are then reduced in proportion to the injured person's negligence. If the injured person's negligence was more than slight in comparison, recovery is barred. The jury decides this without being told any percentage of fault found by special question.
What is the statute of limitations for personal injury in South Dakota?
Three years for an action for personal injury. Libel, slander, assault, battery and false imprisonment have a two-year deadline.
How long do you have to sue for property damage in South Dakota?
Six years for taking, detaining or injuring goods or personal property (such as a car), and six years for trespass on real property.
General legal information, not legal advice. Laws change and local rules can differ; check the linked official source or talk to a lawyer about your situation.