Question 1

What is the homestead exemption in Minnesota?

Accepted Answer

Minnesota's Homestead Market Value Exclusion reduces the taxable market value of property classified as homestead. For homesteads valued at $95,000 or less, the exclusion is 40% of market value, a maximum exclusion of $38,000; the exclusion is reduced as values rise and phases out for homesteads valued at $517,200 or more. Partial homesteads (for example, when only one of two owners lives there) get a reduced exclusion. To get homestead classification, the owner must be a Minnesota resident who owns the property and occupies it as a sole or primary residence; only one homestead is allowed per married couple.

Question 2

How do you apply for a homestead exemption in Minnesota?

Accepted Answer

Apply for homestead classification with the county assessor. Provide a Social Security Number or ITIN for each owner who occupies the property and for each owner's spouse, even if the spouse does not live there. Once granted, you do not need to reapply, though the assessor may ask for documentation; you must notify the assessor within 30 days if you move, sell, or your marital status or spouse's occupancy changes. Certain relatives may qualify for a relative homestead (relative homesteads do not qualify for a property tax refund).

Question 3

When is the deadline to apply for a homestead exemption in Minnesota?

Accepted Answer

Apply to the county assessor by December 31 to qualify for taxes payable the next year.

Question 4

Do seniors get a property tax exemption in Minnesota?

Accepted Answer

Property Tax Deferral for Senior Citizens: homeowners 65 or older in the year they apply (a spouse must be at least 62), with total household income of $96,000 or less, who have owned and lived in the home for the last 5 years and whose other liens are less than 75% of estimated market value, pay property tax equal to 3% of prior-year household income; the state pays the rest as a loan, repaid with interest (capped at 5%) when the home is sold or the deferral is canceled. Apply online or with Form CR-SCD by November 1 to defer taxes for the following year.

Question 5

Do disabled veterans pay property tax in Minnesota?

Accepted Answer

Market Value Exclusion for Veterans with a Disability: $300,000 of market value for a veteran with a 100% permanent and total disability rating, and $150,000 for a 70% or greater service-connected rating. The same tiers apply to a VA-approved primary family caregiver who owns and occupies a homestead by December 31 (if the veteran does not own a homestead). A surviving spouse may receive $300,000 if the veteran was rated 100% P&T, the spouse receives Dependency and Indemnity Compensation, or the veteran died of a service-connected cause in active service, until the spouse remarries or transfers the property; surviving spouses must apply to continue. Apply to the county assessor with a DD214 and VA disability documentation by December 31 for taxes payable the following year.

Question 6

Is there a property tax exemption for people with disabilities in Minnesota?

Accepted Answer

Minnesota has a special homestead classification for property owners who are blind or disabled; details are on a separate Department of Revenue page.

Question 7

What property tax relief programs does Minnesota offer?

Accepted Answer

Homeowners may claim the Homestead Credit Refund (property tax refund); a law change increased the 2025 refund for homeowners by nearly 15%, and 2025 refunds filed before July 15, 2026 are adjusted automatically. Starting in 2024, renters no longer file Form M1PR and instead claim the Renter's Credit on the income tax return. Seniors may also use the property tax deferral program (see senior_exemption).

Question 8

How do you appeal a property tax assessment in Minnesota?

Accepted Answer

Contact the county assessor first (many concerns are resolved informally). Formal appeals go to the Local Board of Appeal and Equalization (meetings between April 1 and May 31), then the County Board of Appeal and Equalization (June). You may also appeal to Minnesota Tax Court, directly or after the county board, by April 30 of the following year. Only value or classification can be appealed, not the tax amount.

Homestead exemption	Minnesota's Homestead Market Value Exclusion reduces the taxable market value of property classified as homestead. For homesteads valued at $95,000 or less, the exclusion is 40% of market value, a maximum exclusion of $38,000; the exclusion is reduced as values rise and phases out for homesteads valued at $517,200 or more. Partial homesteads (for example, when only one of two owners lives there) get a reduced exclusion. To get homestead classification, the owner must be a Minnesota resident who owns the property and occupies it as a sole or primary residence; only one homestead is allowed per married couple. Page last updated November 24, 2025; no tax year stated for the amounts. Classification rules: https://www.revenue.state.mn.us/homestead-classification Source: Minnesota Dept. of Revenue, Homestead Market Value Exclusion; Homestead Classification
How to apply	Apply for homestead classification with the county assessor. Provide a Social Security Number or ITIN for each owner who occupies the property and for each owner's spouse, even if the spouse does not live there. Once granted, you do not need to reapply, though the assessor may ask for documentation; you must notify the assessor within 30 days if you move, sell, or your marital status or spouse's occupancy changes. Certain relatives may qualify for a relative homestead (relative homesteads do not qualify for a property tax refund). Source: Minnesota Dept. of Revenue, Homestead Classification
Application deadline	Apply to the county assessor by December 31 to qualify for taxes payable the next year. Source: Minnesota Dept. of Revenue, Homestead Classification

Senior exemptions and freezes	Property Tax Deferral for Senior Citizens: homeowners 65 or older in the year they apply (a spouse must be at least 62), with total household income of $96,000 or less, who have owned and lived in the home for the last 5 years and whose other liens are less than 75% of estimated market value, pay property tax equal to 3% of prior-year household income; the state pays the rest as a loan, repaid with interest (capped at 5%) when the home is sold or the deferral is canceled. Apply online or with Form CR-SCD by November 1 to defer taxes for the following year. Source: Minnesota Dept. of Revenue, Property Tax Deferral for Senior Citizens
Veteran exemptions	Market Value Exclusion for Veterans with a Disability: $300,000 of market value for a veteran with a 100% permanent and total disability rating, and $150,000 for a 70% or greater service-connected rating. The same tiers apply to a VA-approved primary family caregiver who owns and occupies a homestead by December 31 (if the veteran does not own a homestead). A surviving spouse may receive $300,000 if the veteran was rated 100% P&T, the spouse receives Dependency and Indemnity Compensation, or the veteran died of a service-connected cause in active service, until the spouse remarries or transfers the property; surviving spouses must apply to continue. Apply to the county assessor with a DD214 and VA disability documentation by December 31 for taxes payable the following year. Source: Minnesota Dept. of Revenue, Market Value Exclusion for Veterans with a Disability
Disability exemptions	Minnesota has a special homestead classification for property owners who are blind or disabled; details are on a separate Department of Revenue page. Source: Minnesota Dept. of Revenue, Homestead Classification
Other relief (credits, deferrals, circuit breakers)	Homeowners may claim the Homestead Credit Refund (property tax refund); a law change increased the 2025 refund for homeowners by nearly 15%, and 2025 refunds filed before July 15, 2026 are adjusted automatically. Starting in 2024, renters no longer file Form M1PR and instead claim the Renter's Credit on the income tax return. Seniors may also use the property tax deferral program (see senior_exemption). Source: Minnesota Dept. of Revenue, Property Tax Refund

Minnesota Property Tax Exemptions: Homestead, Senior and Veteran Relief

Quick answers for Minnesota

The homestead exemption

Senior, veteran and disability relief

Paying and appealing

Property Tax & Homestead Exemptions FAQ

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