Means Test Median Income in Every State (2026)
The U.S. Trustee median family income figures used in the Chapter 7 means test, for every state and DC.
| State | Means test median income |
|---|---|
| Alabama | 1 person: $64,321; 2 people: $77,451; 3 people: $92,698; 4 people: $106,740; add $11,100 for each additional person over 4. These figures apply to bankruptcy cases filed on or after July 15, 2026 (the Census median income data was last updated for cases filed on or after April 1, 2026). U.S. Trustee Program, Census Bureau Median Family Income By Family Size (Cases Filed On or After July 15, 2026) |
| Alaska | 1 person: $85,817; 2 people: $112,548; 3 people: $112,548; 4 people: $142,136; add $11,100 for each additional person over 4. These figures apply to bankruptcy cases filed on or after July 15, 2026 (the Census median income data was last updated for cases filed on or after April 1, 2026). U.S. Trustee Program, Census Bureau Median Family Income By Family Size (Cases Filed On or After July 15, 2026) |
| Arizona | 1 person: $73,935; 2 people: $89,027; 3 people: $104,965; 4 people: $121,174; add $11,100 for each additional person over 4. These figures apply to bankruptcy cases filed on or after July 15, 2026 (the Census median income data was last updated for cases filed on or after April 1, 2026). U.S. Trustee Program, Census Bureau Median Family Income By Family Size (Cases Filed On or After July 15, 2026) |
| Arkansas | 1 person: $58,421; 2 people: $73,630; 3 people: $82,329; 4 people: $97,054; add $11,100 for each additional person over 4. These figures apply to bankruptcy cases filed on or after July 15, 2026 (the Census median income data was last updated for cases filed on or after April 1, 2026). U.S. Trustee Program, Census Bureau Median Family Income By Family Size (Cases Filed On or After July 15, 2026) |
| California | 1 person: $79,253; 2 people: $102,797; 3 people: $116,541; 4 people: $139,071; add $11,100 for each additional person over 4. These figures apply to bankruptcy cases filed on or after July 15, 2026 (the Census median income data was last updated for cases filed on or after April 1, 2026). U.S. Trustee Program, Census Bureau Median Family Income By Family Size (Cases Filed On or After July 15, 2026) |
| Colorado | 1 person: $87,940; 2 people: $109,497; 3 people: $130,850; 4 people: $153,501; add $11,100 for each additional person over 4. These figures apply to bankruptcy cases filed on or after July 15, 2026 (the Census median income data was last updated for cases filed on or after April 1, 2026). U.S. Trustee Program, Census Bureau Median Family Income By Family Size (Cases Filed On or After July 15, 2026) |
| Connecticut | 1 person: $84,302; 2 people: $106,224; 3 people: $134,470; 4 people: $159,934; add $11,100 for each additional person over 4. These figures apply to bankruptcy cases filed on or after July 15, 2026 (the Census median income data was last updated for cases filed on or after April 1, 2026). U.S. Trustee Program, Census Bureau Median Family Income By Family Size (Cases Filed On or After July 15, 2026) |
| Delaware | 1 person: $69,515; 2 people: $94,877; 3 people: $111,273; 4 people: $132,244; add $11,100 for each additional person over 4. These figures apply to bankruptcy cases filed on or after July 15, 2026 (the Census median income data was last updated for cases filed on or after April 1, 2026). U.S. Trustee Program, Census Bureau Median Family Income By Family Size (Cases Filed On or After July 15, 2026) |
| District of Columbia | 1 person: $85,391; 2 people: $161,397; 3 people: $161,397; 4 people: $166,598; add $11,100 for each additional person over 4. These figures apply to bankruptcy cases filed on or after July 15, 2026 (the Census median income data was last updated for cases filed on or after April 1, 2026). U.S. Trustee Program, Census Bureau Median Family Income By Family Size (Cases Filed On or After July 15, 2026) |
| Florida | 1 person: $69,876; 2 people: $86,523; 3 people: $97,540; 4 people: $114,761; add $11,100 for each additional person over 4. These figures apply to bankruptcy cases filed on or after July 15, 2026 (the Census median income data was last updated for cases filed on or after April 1, 2026). U.S. Trustee Program, Census Bureau Median Family Income By Family Size (Cases Filed On or After July 15, 2026) |
| Georgia | 1 person: $68,478; 2 people: $84,965; 3 people: $101,479; 4 people: $123,481; add $11,100 for each additional person over 4. These figures apply to bankruptcy cases filed on or after July 15, 2026 (the Census median income data was last updated for cases filed on or after April 1, 2026). U.S. Trustee Program, Census Bureau Median Family Income By Family Size (Cases Filed On or After July 15, 2026) |
| Hawaii | 1 person: $85,254; 2 people: $106,202; 3 people: $123,454; 4 people: $142,181; add $11,100 for each additional person over 4. These figures apply to bankruptcy cases filed on or after July 15, 2026 (the Census median income data was last updated for cases filed on or after April 1, 2026). U.S. Trustee Program, Census Bureau Median Family Income By Family Size (Cases Filed On or After July 15, 2026) |
| Idaho | 1 person: $73,413; 2 people: $86,160; 3 people: $98,381; 4 people: $119,662; add $11,100 for each additional person over 4. These figures apply to bankruptcy cases filed on or after July 15, 2026 (the Census median income data was last updated for cases filed on or after April 1, 2026). U.S. Trustee Program, Census Bureau Median Family Income By Family Size (Cases Filed On or After July 15, 2026) |
| Illinois | 1 person: $73,180; 2 people: $93,934; 3 people: $113,625; 4 people: $137,902; add $11,100 for each additional person over 4. These figures apply to bankruptcy cases filed on or after July 15, 2026 (the Census median income data was last updated for cases filed on or after April 1, 2026). U.S. Trustee Program, Census Bureau Median Family Income By Family Size (Cases Filed On or After July 15, 2026) |
| Indiana | 1 person: $64,461; 2 people: $81,986; 3 people: $95,627; 4 people: $115,656; add $11,100 for each additional person over 4. These figures apply to bankruptcy cases filed on or after July 15, 2026 (the Census median income data was last updated for cases filed on or after April 1, 2026). U.S. Trustee Program, Census Bureau Median Family Income By Family Size (Cases Filed On or After July 15, 2026) |
| Iowa | 1 person: $67,617; 2 people: $88,800; 3 people: $104,133; 4 people: $126,058; add $11,100 for each additional person over 4. These figures apply to bankruptcy cases filed on or after July 15, 2026 (the Census median income data was last updated for cases filed on or after April 1, 2026). U.S. Trustee Program, Census Bureau Median Family Income By Family Size (Cases Filed On or After July 15, 2026) |
| Kansas | 1 person: $69,197; 2 people: $87,441; 3 people: $103,852; 4 people: $125,971; add $11,100 for each additional person over 4. These figures apply to bankruptcy cases filed on or after July 15, 2026 (the Census median income data was last updated for cases filed on or after April 1, 2026). U.S. Trustee Program, Census Bureau Median Family Income By Family Size (Cases Filed On or After July 15, 2026) |
| Kentucky | 1 person: $61,652; 2 people: $73,892; 3 people: $85,212; 4 people: $109,443; add $11,100 for each additional person over 4. These figures apply to bankruptcy cases filed on or after July 15, 2026 (the Census median income data was last updated for cases filed on or after April 1, 2026). U.S. Trustee Program, Census Bureau Median Family Income By Family Size (Cases Filed On or After July 15, 2026) |
| Louisiana | 1 person: $59,447; 2 people: $72,348; 3 people: $84,602; 4 people: $103,628; add $11,100 for each additional person over 4. These figures apply to bankruptcy cases filed on or after July 15, 2026 (the Census median income data was last updated for cases filed on or after April 1, 2026). U.S. Trustee Program, Census Bureau Median Family Income By Family Size (Cases Filed On or After July 15, 2026) |
| Maine | 1 person: $75,892; 2 people: $90,445; 3 people: $106,822; 4 people: $131,577; add $11,100 for each additional person over 4. These figures apply to bankruptcy cases filed on or after July 15, 2026 (the Census median income data was last updated for cases filed on or after April 1, 2026). U.S. Trustee Program, Census Bureau Median Family Income By Family Size (Cases Filed On or After July 15, 2026) |
| Maryland | 1 person: $86,928; 2 people: $114,611; 3 people: $135,949; 4 people: $166,173; add $11,100 for each additional person over 4. These figures apply to bankruptcy cases filed on or after July 15, 2026 (the Census median income data was last updated for cases filed on or after April 1, 2026). U.S. Trustee Program, Census Bureau Median Family Income By Family Size (Cases Filed On or After July 15, 2026) |
| Massachusetts | 1 person: $88,202; 2 people: $112,708; 3 people: $139,411; 4 people: $178,524; add $11,100 for each additional person over 4. These figures apply to bankruptcy cases filed on or after July 15, 2026 (the Census median income data was last updated for cases filed on or after April 1, 2026). U.S. Trustee Program, Census Bureau Median Family Income By Family Size (Cases Filed On or After July 15, 2026) |
| Michigan | 1 person: $67,352; 2 people: $83,432; 3 people: $103,449; 4 people: $123,010; add $11,100 for each additional person over 4. These figures apply to bankruptcy cases filed on or after July 15, 2026 (the Census median income data was last updated for cases filed on or after April 1, 2026). U.S. Trustee Program, Census Bureau Median Family Income By Family Size (Cases Filed On or After July 15, 2026) |
| Minnesota | 1 person: $77,696; 2 people: $98,328; 3 people: $126,487; 4 people: $149,882; add $11,100 for each additional person over 4. These figures apply to bankruptcy cases filed on or after July 15, 2026 (the Census median income data was last updated for cases filed on or after April 1, 2026). U.S. Trustee Program, Census Bureau Median Family Income By Family Size (Cases Filed On or After July 15, 2026) |
| Mississippi | 1 person: $53,978; 2 people: $70,328; 3 people: $82,846; 4 people: $97,464; add $11,100 for each additional person over 4. These figures apply to bankruptcy cases filed on or after July 15, 2026 (the Census median income data was last updated for cases filed on or after April 1, 2026). U.S. Trustee Program, Census Bureau Median Family Income By Family Size (Cases Filed On or After July 15, 2026) |
| Missouri | 1 person: $64,972; 2 people: $82,075; 3 people: $100,228; 4 people: $118,530; add $11,100 for each additional person over 4. These figures apply to bankruptcy cases filed on or after July 15, 2026 (the Census median income data was last updated for cases filed on or after April 1, 2026). U.S. Trustee Program, Census Bureau Median Family Income By Family Size (Cases Filed On or After July 15, 2026) |
| Montana | Median family income for Montana: 1 person $71,310; 2 people $91,452; 3 people $103,285; 4 people $121,698; add $11,100 for each additional person beyond 4. These figures apply to bankruptcy cases filed on or after July 15, 2026. U.S. Trustee Program, Census Bureau Median Family Income By Family Size (Cases Filed On or After July 15, 2026) |
| Nebraska | Median family income for Nebraska: 1 person $66,922; 2 people $90,728; 3 people $103,405; 4 people $125,074; add $11,100 for each additional person beyond 4. These figures apply to bankruptcy cases filed on or after July 15, 2026. U.S. Trustee Program, Census Bureau Median Family Income By Family Size (Cases Filed On or After July 15, 2026) |
| Nevada | Median family income for Nevada: 1 person $72,222; 2 people $87,914; 3 people $101,638; 4 people $114,110; add $11,100 for each additional person beyond 4. These figures apply to bankruptcy cases filed on or after July 15, 2026. U.S. Trustee Program, Census Bureau Median Family Income By Family Size (Cases Filed On or After July 15, 2026) |
| New Hampshire | Median family income for New Hampshire: 1 person $87,287; 2 people $109,324; 3 people $141,531; 4 people $155,203; add $11,100 for each additional person beyond 4. These figures apply to bankruptcy cases filed on or after July 15, 2026. U.S. Trustee Program, Census Bureau Median Family Income By Family Size (Cases Filed On or After July 15, 2026) |
| New Jersey | Median family income for New Jersey: 1 person $87,173; 2 people $106,876; 3 people $137,136; 4 people $168,127; add $11,100 for each additional person beyond 4. These figures apply to bankruptcy cases filed on or after July 15, 2026. U.S. Trustee Program, Census Bureau Median Family Income By Family Size (Cases Filed On or After July 15, 2026) |
| New Mexico | Median family income for New Mexico: 1 person $66,235; 2 people $79,574; 3 people $88,041; 4 people $98,602; add $11,100 for each additional person beyond 4. These figures apply to bankruptcy cases filed on or after July 15, 2026. U.S. Trustee Program, Census Bureau Median Family Income By Family Size (Cases Filed On or After July 15, 2026) |
| New York | Median family income for New York: 1 person $73,272; 2 people $92,902; 3 people $115,579; 4 people $139,040; add $11,100 for each additional person beyond 4. These figures apply to bankruptcy cases filed on or after July 15, 2026. U.S. Trustee Program, Census Bureau Median Family Income By Family Size (Cases Filed On or After July 15, 2026) |
| North Carolina | Median family income for North Carolina: 1 person $67,117; 2 people $84,384; 3 people $101,535; 4 people $116,737; add $11,100 for each additional person beyond 4. These figures apply to bankruptcy cases filed on or after July 15, 2026. U.S. Trustee Program, Census Bureau Median Family Income By Family Size (Cases Filed On or After July 15, 2026) |
| North Dakota | Median family income for North Dakota: 1 person $73,549; 2 people $96,352; 3 people $106,686; 4 people $137,817; add $11,100 for each additional person beyond 4. These figures apply to bankruptcy cases filed on or after July 15, 2026. U.S. Trustee Program, Census Bureau Median Family Income By Family Size (Cases Filed On or After July 15, 2026) |
| Ohio | Median family income for Ohio: 1 person $66,239; 2 people $83,725; 3 people $102,504; 4 people $123,702; add $11,100 for each additional person beyond 4. These figures apply to bankruptcy cases filed on or after July 15, 2026. U.S. Trustee Program, Census Bureau Median Family Income By Family Size (Cases Filed On or After July 15, 2026) |
| Oklahoma | Median family income for Oklahoma: 1 person $61,180; 2 people $77,208; 3 people $86,845; 4 people $101,798; add $11,100 for each additional person beyond 4. These figures apply to bankruptcy cases filed on or after July 15, 2026. U.S. Trustee Program, Census Bureau Median Family Income By Family Size (Cases Filed On or After July 15, 2026) |
| Oregon | Median family income for Oregon: 1 person $79,089; 2 people $93,670; 3 people $116,729; 4 people $140,024; add $11,100 for each additional person beyond 4. These figures apply to bankruptcy cases filed on or after July 15, 2026. U.S. Trustee Program, Census Bureau Median Family Income By Family Size (Cases Filed On or After July 15, 2026) |
| Pennsylvania | Median family income for Pennsylvania: 1 person $72,230; 2 people $87,534; 3 people $110,151; 4 people $135,862; add $11,100 for each additional person beyond 4. These figures apply to bankruptcy cases filed on or after July 15, 2026. U.S. Trustee Program, Census Bureau Median Family Income By Family Size (Cases Filed On or After July 15, 2026) |
| Rhode Island | Median family income for Rhode Island: 1 person $77,653; 2 people $98,736; 3 people $119,419; 4 people $137,479; add $11,100 for each additional person beyond 4. These figures apply to bankruptcy cases filed on or after July 15, 2026. U.S. Trustee Program, Census Bureau Median Family Income By Family Size (Cases Filed On or After July 15, 2026) |
| South Carolina | Median family income for South Carolina: 1 person $64,808; 2 people $83,761; 3 people $95,672; 4 people $116,314; add $11,100 for each additional person beyond 4. These figures apply to bankruptcy cases filed on or after July 15, 2026. U.S. Trustee Program, Census Bureau Median Family Income By Family Size (Cases Filed On or After July 15, 2026) |
| South Dakota | Median family income for South Dakota: 1 person $69,190; 2 people $89,809; 3 people $100,883; 4 people $130,738; add $11,100 for each additional person beyond 4. These figures apply to bankruptcy cases filed on or after July 15, 2026. U.S. Trustee Program, Census Bureau Median Family Income By Family Size (Cases Filed On or After July 15, 2026) |
| Tennessee | Median family income for Tennessee: 1 person $63,979; 2 people $82,846; 3 people $97,511; 4 people $109,585; add $11,100 for each additional person beyond 4. These figures apply to bankruptcy cases filed on or after July 15, 2026. U.S. Trustee Program, Census Bureau Median Family Income By Family Size (Cases Filed On or After July 15, 2026) |
| Texas | Median family income for Texas: 1 person $66,837; 2 people $86,714; 3 people $99,273; 4 people $117,962; add $11,100 for each additional person beyond 4. These figures apply to bankruptcy cases filed on or after July 15, 2026. U.S. Trustee Program, Census Bureau Median Family Income By Family Size (Cases Filed On or After July 15, 2026) |
| Utah | Median family income for Utah: 1 person $87,898; 2 people $95,757; 3 people $112,751; 4 people $131,741; add $11,100 for each additional person beyond 4. These figures apply to bankruptcy cases filed on or after July 15, 2026. U.S. Trustee Program, Census Bureau Median Family Income By Family Size (Cases Filed On or After July 15, 2026) |
| Vermont | Median family income for Vermont: 1 person $72,461; 2 people $96,963; 3 people $114,075; 4 people $137,583; add $11,100 for each additional person beyond 4. These figures apply to bankruptcy cases filed on or after July 15, 2026. U.S. Trustee Program, Census Bureau Median Family Income By Family Size (Cases Filed On or After July 15, 2026) |
| Virginia | Median family income for Virginia: 1 person $78,491; 2 people $101,171; 3 people $123,159; 4 people $144,826; add $11,100 for each additional person beyond 4. These figures apply to bankruptcy cases filed on or after July 15, 2026. U.S. Trustee Program, Census Bureau Median Family Income By Family Size (Cases Filed On or After July 15, 2026) |
| Washington | Median family income for Washington: 1 person $88,585; 2 people $107,100; 3 people $131,737; 4 people $156,567; add $11,100 for each additional person beyond 4. These figures apply to bankruptcy cases filed on or after July 15, 2026. U.S. Trustee Program, Census Bureau Median Family Income By Family Size (Cases Filed On or After July 15, 2026) |
| West Virginia | Median family income for West Virginia: 1 person $63,908; 2 people $68,592; 3 people $92,050; 4 people $93,672; add $11,100 for each additional person beyond 4. These figures apply to bankruptcy cases filed on or after July 15, 2026. U.S. Trustee Program, Census Bureau Median Family Income By Family Size (Cases Filed On or After July 15, 2026) |
| Wisconsin | Median family income for Wisconsin: 1 person $71,168; 2 people $90,252; 3 people $108,516; 4 people $133,384; add $11,100 for each additional person beyond 4. These figures apply to bankruptcy cases filed on or after July 15, 2026. U.S. Trustee Program, Census Bureau Median Family Income By Family Size (Cases Filed On or After July 15, 2026) |
| Wyoming | Median family income for Wyoming: 1 person $71,745; 2 people $91,502; 3 people $98,476; 4 people $110,297; add $11,100 for each additional person beyond 4. These figures apply to bankruptcy cases filed on or after July 15, 2026. U.S. Trustee Program, Census Bureau Median Family Income By Family Size (Cases Filed On or After July 15, 2026) |
General legal information, not legal advice. Laws change and local rules can differ; check the linked official source or talk to a lawyer about your situation.